As a small business owner, you’re responsible for covering your employee healthcare insurance. Even if you only have one employee, you should c-have insurance cover for their healthcare and dependants. In a short YouTube video, eHealth discusses the basics of employee healthcare benefits. Here are the main points discussed.
Your employee healthcare plan covers all employees equally. When you add an individual into the plan, you cover all their medical needs including any pre-existing conditions. This applies to the employees and their dependents. You can’t exempt a person from your cover because they have a pre-existing condition.
Regardless of how small your business is, you should have an employee healthcare plan. You only need to have one employee on payroll to be legible for a business employee healthcare package. You should make at least a 50% contribution for each employee for them to be able to redeem the insurance.
If you’re looking for a good employee healthcare plan, you can shop all year round till you find one that suits your needs. There are nonspecific times to apply for insurance coverage, and you need to settle for a company that offers you and your employees the best benefits.
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